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NEWSLINE
Student Loans
RALEIGH. Parents of junior
and senior high school students
currently may be facing a
greater financial dilemma than
how to pay off holiday bill. They
are starting straight ahead at
ever-mounting costs of financing
their children's college educa
tions.
Along with the how-to-pay
dilemma, they often face ques
tions on where to turn for infor
mation on available funds for
higher education. In North
Carolina, that place is College
Foundation Inc. (CFI), a private
nonprofit corporation which
serves as the central lender in the
state for educational loans. North
Carolina banks and special in
vestors provide the funds for
these loans.
CFI advises parents and
students to explore with the col
lege they are considering all
aspects of financial assistance
from grants to work programs to
loan funds.
Probably the least well known
of such loans, according to com
munications coordinator, Mary
gg| H
Opportunity
just moved into
The David
Shopping
1 J Mt.xx one of thr tounfiv s fastest (|iowinj voluf
irtciilris is oi!tiru| to town
And what dors that nifcin to you brsidrs thr 20 60 M n
sovinijs on thr hottrst looks and in styles l .'
It ir.rcins |ohs. Ovt-r 100 full cind pen I tmir jol>s to In
exact.
And t mrcins inotiry. Go ahead. piovi• just how tjood you
arr and you II find thr icusrs cind pioinotions follow lujnt
along
It nirons flrxibility. Pait time. full time. anytimr you'll
find wr rr vrry feasonable when it (omrs to srttincj up
schrdulrs oround youi nrrds And vvr hcivr ci mnt|r of
areas and depmtments n which you can wotk:
• Merchandise Clerk • Misses/Junior
• Security Sportswear & Dresses
• Cashiers • Men's/Boys' Apparel
• Custodial • Infants' & Girls'
• Stock Apparel
• Lingerie
• Accessories
• Giftware & Linens
It means discounts. On top of our already low prices we
aive you an additional discount on clothing for the whole
Family. *
See us at our OPEN HOUSE
on Tuesday & Wednesday
February & 25
at the store at Battleground
& David Caldwell Avenues
10AM to 9PM
TJ4TKDK
work can be fun
1 An equal opportunity employer.
Bland Josey, is the N.C. PLUS
Loan Program which is open to
parents of dependent
undergraduates as well as to in
dependent undergraduates and
graduate students. This program
is not tied in any way to a fami
ly's demonstrating financial
need. Unlike the North Carolina
Insured Student Loans, for which
a student must show financial
need, N.C. PLUS is available
regardless of income level, as
long as the borrower can
demonstrate the ability to make
the required monthly payments
on the PLUS Loans.
Under this program, loans may
total up to $3,000 per academic
year for each qualifying student,
for a total of $15,000 per student.
Josey points out that the advan
tages of the N.C. PLUS Loan are
low monthly payments over a
long repayment period, a more
even "cash flow" while the stu
dent is enrolled in college, and
the opportunity to accelerate
payments at any time without
penalty.
The interest rate is 12%, based
on daily unpaid balance, with an
insurance fee of 1% deducted
from the loan proceeds. Unlike
the Insured Student Loan for
which repayment is delayed until
after the education is complete,
repayment on a PLUS Loan
begins within 40 days of the date
the loan is issued; but the mon
thly payment may be as low as
SSO per month, depending on the
amount and number of loans. The
maximum repayment period for
each loan is 10 years. For exam
ple, a $6,000 loan being repaid
over 10 years will require a mon
thly payment of $lB7.
Applications for the PLUS
Loan may be obtained from col
lege financial aid officers or
directly from College Foundation
Inc., 1307 Glenwood Ave.,
Raleigh N.C. 27605.
CFI also administers the North
Carolina Student Incentive Grant
Program, as well as student
financial assistance programs
for the James E. and Mary Z.
Bryan Foundation, the Smith
Richardson Foundation, the
Broyhill Foundation and the
Byrum-Mansfield Memorial Stu
dent Loan Fund.
Front and Runn
By Tim Savage
Music Director
Top 10
Artist
1. Plan 9
2. Minutemen
3. The Other Mothers
4. Jesus and Mary Chain
5. Plasticland
6. The Go-Betweens
7. Toxic Reasons
8. Golden Palominos
9. Violent Femmes
10. Tex and the Horsheads
Review of the Top 3
Plan 9: "Keep Your Cool and
Read the Rules"
There are nine members (ala
Plan 9) to this bizarre band from
Rhode Island, and its never quite
sure as to who is the band and
who isn't. One thing is for sure,
and that it is a refreshing kick in
the pants to the music industry.
Their music is impossible to
label, garage-psychedelic may
come to mind. Yet, at times,
they're funky, others jazzy but
always innovative. The record's
most impressive track, "Keep
your Cool" gives new meaning to
the word cool by mixing bluest
saxaphone with psychedelic
guitar-ver hot indeed. If you are
still not convinced, maybe you
should show up at Scandal's
March 14, I won't miss it and
neither should you.
Minutemen: "3-Way tie (For
Last)"
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tl Praia, $5 95.) \Mnnor x the 1963 American Boo* A wart MQ
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2. Va#ey ol tf*e Far Skta. Dy Gary Larson (Andrew*. Mckaeel 4 Tl"*
PJJj Parker. S5 96 ) And WH mora cartoona from the Far Stda. l a|
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$4 95.) Soma-tmgung tarror by me two maaters ol myaaery flQfl
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Nutcracker. by Shana Alexander lOaM. S3 95.) Monay.
Wjjj Meoneia. Murder A Family Album
Record
Keep Your Cool and Read the Rules
3-Way tie (For Last)
No Place Like Home
Psycho Candy
Wonderland
Metal and Shells
Within These Walls
Visions of Excess
The Blind Leading the Naked
Lifes So Cool
The Minutemen represent a
new breed of American song
writers, combining all the roman
ticism of a Woody Guthrie with
all the political fervor of the six
ties. Songs like "The Big Stick,"
showcases their political sature...
"Now over there in Mannagua
Square, American - made bombs
are falling everywhere/ They kill
women, children, and animals
too. These bombs are made by
both me and y0u..." Song like
"Hitting the Bong" help to
lighten up the political overtones.
This is easily the best indepen
dent record since Husker Du's
"Zen Arcade."What about the
music itself? Hard to describe,
but here goes - Jazz pop, funky
rock and roll. Creedence Clear
water Revival fans would be
pleased at their version of "Have
you ever Seen the Rain?" Unfor
tunately, the future of this band
was ended on December 23, 1985,
when the chief songwriter, D.
Label
Pink Dust
SST
Making Waves
Reprise
Pink Dust
PRC
Treason
Celluloid
Slash
Enigma
Boone was killed in an
automobile accident which was
not his fault.
The Other Mothers: "No Place
Like Home"
This five member band is from
righ there in Greensboro, and
they really rock. They are a
young band and their immaturity
shows, but their fast placed
guitar pop, more than makes up
this. The best track "Rodeo ... 88
Seconds" is about the Klan-Nazi
shootout in Greensboro, proves
that they aren't just mindless
rockers as some claim. This
record appears to have launched
these local natives onto the music
scene.
Note: You can't go wrong with
any of these records so buy them
and show your support for pro
gressive music. Many of the
bands have and will play in the
area so keep it turned to 91 fm
WQFS for more info and let us
know what you think.
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