THE CAROLINA TIMES SATURDAY. FEB. 24, 1968
2B
>A /* Y BOWUWG PAIR *
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USED FURNITURE ew Person, Franklinton, N. Cj
ELECTRIC *^ GE V, ' good MALE HELP WANTED
condition. Will sell at sacn- ENERGETIC YOUNG MEN as
disirubutors for the oldest and
Phone 688-6587 fastest selling Negro news pa-
ELECTRIC REFRIGERATOR P er j" . the Carolina*. Write
Can be inspected after 4:00 p B 0 x
m Phone 682-2913 3828, Durham, N. C.
HELP WANTED—FEMALE N ®JP EXPERIENCED MAN for
STENOGRAPHER Must be able work Phone
to take dictation. Must have o°q-8387.
5. igh . ~ hoo ' DUI REAL ESTATE WANTED
vS?» Would like to purchase lot for
NEED YOUNG WOMAN to as- commercial building in sotttß
sist janitorial work for eastern section of city. Phone
church. Phone 682-4922. 68? 2913.
WOULD LIKE to secure young TAXI DRIVERS WANTED. Im
woman. two or more years mediately. Apply in person
college training to leam news- Carolina Gab Company, FT'ank
paper reporting and feature lin Street, Chapel Hill, N. C.
writing. Call in person at of-,' ■ 1 » ■ ■
fice of Carolina Times, 436 E. TO BUY OR SELL. If you are
Pettigrew St. in the Urban renewal area
— and have to move, call us. It
REGISTERED or Practical may be we can help ypu
Nurse to manage home tot FRAZIER REALTY CO.
unwed mothers. Write Math'j Dial 682-1306
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5." PRIMITIVE STATUES OF UN- 0.-'HE SN-WV COMMIT OF WR.
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IvFoeMAL GET-TOctETHEK
LtFTOVte PIEUEt? OF 1|
LIMOI-EOM MAKE |(l| ;| 1
I PLACE MATS>. \ f | |
Number of Persons with Disability Income
Insurance in the United States from
1946 to 1967 (IN MILLIONS)
57.0*
54.4
1946 1956 1966 1967
•estimated
.. —T'- i-.
includes coverage by insurance companies, formal
paid sick leave plans, union-administered plans and
Employee Mutual Benefit Associations.
- Source: Health Insurance Council
- Chart: Health Insurance Institute
More People In U.S. Than Ever
Own Disability Income Protection,
More people in the United
States than ever before have
disability income protection to
bolster their families' health
insurance protection, the Health
Insurance Institute said today#
This type of protection pro
vides a continuing income when
illness or injury prevents the in
sured person from working.
And it has been growing fast.
In 1946, a little over 26 million
persons had this loss of income
protection including over 14 mil
lion through insurance com
panies.
Last year an estimated 57 mil
lion had this protection—three
million more than the previous
year—through insurance com
pany, formal paid sick leaves and
employee organization plans.
Here's How
Exactly hew much of this pro
tection does a breadwinner need,
and for how long a period should *
he be insured?
The Institute makes these sug
gestions :
List all certain sources of in
come that would continue dur
FR Y A KETTLE OF F|SH
iwii rt
___ & ■
& B^pp
How do you like your fish? know, is unsaturated. So by
If you're like most Americans, serving fish cooked in corn oil
you like it fried—fried crisp you can cut down your fam
and golden and served with a ily's saturated fat intake,
wedge of lemon. Here are directions for sha I
Now, how you fry your fish low frying fish in an electric
is altogether another kettle of frypan.
fish. First of all, it depends on
the fish. If you're frying oys- MIXED FRIED FISH
Mere shrimp, crab or other cie.n fi.h «„H drv „,||. Du.«
small fish, you may prefer to with flour, or Hunk in corn meal
fry it in shallow or deep fat, b«l|er, or roal with a rrumb
while if you're frying a fish ••©■ling.
steak, fish fillets or whole fish, 'Pour Mazola corn oil into a
it's better to pan fry it inr Vi >r '^P" l,O 1-inch depth,
to '/i -inch of fat He " over h"! to 375
• For frying fish, it makes * r * r ™ F °" ' H f * f «' ,h «
sense to use an oil, such as T'T^Y"
,n ~ ~ , fry pan. Frr finh in hoi
100 per cent corn oil, that rorn oi , 2 to 3 lllrll ,
provides active polyunsatu- (0 brown boih Dr.i n „„
rales. The fat in all fish, you aboorbent paper.
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ing disability, such as sick pay
from your employer, Workman's
Compensation (if injured on the
job), union benefits and the like.
Next, look over your past
bills, check stubs and budget
records and estimate how much
money your family would need
to carry on without serious fi
nancial disruption.
A disability income policy
covering as much of the dif
ference as you can afford, will
help your family to maintain its
standard of living in the event
of your disability.
Some policies providing week
ly or monthly cash payments
cover from the very first day
you are unable to work.
Other policies have waiting
periods ranging from a week to
90 days or more before pay
ments begin. These payments
can last from six months to a
lifetime, depending on your con
"tract.
Naturally, the longer the wait
ing period and the shorter the
benefit period, the lower the
prenrttfm you will have to pay. 1
Some people have policies call-
ing for benefits as high as SI,OOO
a month.
More typical would be a non
cancellable policy paying S4OO a
month for up to two years, after
a 15-day waiting period. A policy
like this would cost a 35-year-old
breadwinner somewhere in the
vicinity of SIOO to $l4O a year. A
five-year benefit period would
cost around $l7O to $2lO annually.
Some people use combined
policies. For instance, they com
bine a small policy, with a short
waiting period and a benefit
period of up to sic months, with
a larger pblicy requiring a six
month waiting period and bene
fits payable for several years or
ufPto age 65.
Big Med Bills
Seen Handled
By Insurance
Those big medical bills, the
ones that can knock the financial
stuffings out of you, are being
neutralized in many cases by
protection provided where you
work.
A newly-released study of in
surance company group health
; insurance indicates that three
■ out of every four persons sur
veyed had some form of major
medical protection.
This protection, says the Health
Insurance Institute, is designed
to help pay the costs of every
type of medical care from pri
vate duty nursing to drug and
ambulance charges.
In addition, it generally helps
pay for the cost of maternity
care, doctor visits, blood plasma
and medicine both in and out of
the hospital.
Typical major medical poli
cies have a "deductible" feature
which ranges from around SSO
to SI,OOO. After the insured per
son pays the deductible amount,
the insurer pays 75 or 80 per
cent of the remaining cost up to
the maximum of the policy.
HI A A Survey
Benefit maximums can range
from about $5,000 to $20,000 or
more per illness or lifetime, de
pending on the particular policy.
The study, conducted by the
Health Insurance Association of
America, surveyed 56 companies
accounting for 66 per cent of the
total group health insurance
business in the nation in_-1966.
At the beginning of IJ$7, the ' J
survey noted, there we re' 39 mil
lion persons under age 65 cov
ered by group supplementary
major medical policies and 12
/""BETTER SAFEN
\THAM SORRY^
PROVIDE PROTECTION WITH
~, AUTO INSURANCE
your rates and bene
fits on auto insurance
with other companies?
* Before you renew or
check with us. Com
i V" x XN >
pare our low rates.
. CONSULT US ABOUT OUR INSTALLMENT
PAYMENT PLAN
Union Insurance & Really Co.
l4 PAViTTIVm. j ST. PHONI HMIH
i ii I II ii . , _ F 1
WS SB
V. ■ j
Radio 1 In Durham
Malcolm Lockamy
Sale* KcytcMiUh*
Durham's Only 24 Hour
1490 on Your Dial
Station 1
, * j
million covered by comprehen
sive type policies.
The survey also noted that in
virtually all cases, the group
coverage provided the insured
person was also extended to in
clude all members.of his family.
About two-thirds of the per
sons covered under supplemen
tary policies had maximum
benefits of SIO,OOO or more, and
more than one-tenth had bene
fits of $20,000 or more.
At the same time, more than
nine-tenths of those insured un
der comprehensive policies had
a maximum benefit of SIO,OOO or
more, while one-fourth had a
maximum of $20,000 or more.
The most common deductible
figure for supplementary policies
was $100; SSO for comprehensive
plans.
In the supplementary area,.,
about two-thirds were insured
after their deductible was met
for 80 per cent of their bills.
About one-sixth had 90 per cent
of their bills covered and about
one-eighth had 75 per cent cov
ered.
Practically everyone with com
prehensive coverage was insured
for the bulk of their bills after
their deductible was met.
SAY IT IN CZECH
Getting around in Czech
can make a stay in Prague
even more fascinating, ac
cording to Helga Dietrich,
■ Lufthansa German Airlines
hostess, and it's not difficult
if you check up on a few key
phrases: "Please." Prosim
( PRO-sihm): "Thank you."
Dekuji vara ( DYE-koo-yee
VAHM); "Good day." Dobry
■ den (DAWH-bree DEHN);
"How are you?" Jak se vam
dari? (YAHK SEH VAHM
'-"''DiftH-rift?') "How much is
if?" Kolik to stoji? (KAW
lihk TOH STOH-yee?).
Dekuji vam. Helga!
! | Dial 598-8202 for Servhrt j! j
I' LAUHDERERS-CLEANERS U
, ► • m Angitr At*. • W.llon. VUlMr* 4 >
C\j c J#
\ldutSowep
twstely -
XAUNDEKERS Si CLEANERS
. Refrigerated fuiTstorage Anfa,
' . ...... BOX STORAGE .
Purefoy's Photography
r ■ ' { -
Natural Color
Black and White
Commercial
Wedding - Family
Photos
Proms - Dances
and Groups
CALL: DAY 682-2913, WEEKEND 682-7316
( Tonight's
easy pick-up
V C\ * I J
I I
BUCKET OP CHICKEN 'T C
15 Pieces Tender, Tasty Chicken JI J
1 Pint Delicious CrackHn' Gravy ■ |
Meit-in-your-mouth Biscuits *>
(serves S to 7 people)
Take h from the Colonel... "h** finger llckfn*
goodlS Take home Kentucky Fried Chicken
toaightAll you do Is pick U up. Tbewvko
We fix Sunday dinner
seven days a week
OOUMB.«ANDO»MCIPC
fH«d £liicfc«,
RfNALDI'S TAKE HOME
««AMI BLVD. 106 »TH STRUT
DURHAM, N. C. p J
ROSRMARY A FRANKLIN STS. CHAPIL HILL, N. C. f