Newspapers / The Charlotte Observer (Charlotte, … / Nov. 11, 1906, edition 1 / Page 19
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CHARLOTTE DAILY OBSERVE!, NOVEM11KK 11, 190G, .V WiiYS AND 7IlEREF0n0S OF BANKING BY C. N. Continuing, first a dlscusMlon of the laws controlling the organisation, aad operation of Bute and national' banks, It may be of Interest," in yuw of the prevailing fashion to stsrt neW 1ns tutions. "while you wait," : td 'know Just t,, WHO MAT DKOANIZE A BANK? If it be a national bank, the author ity to . orftanls la vested in any num ber of natural pereona. not less than five S). : The department at Wash ington, however, will carefully Inves tigate these persons before approving their application, and the food stand in of each pnust be attested by some judge in a court of record, ; Also; the comptroller ,wlll look carefully and critically Into the town or. city in which it ,1a proposed! to launch the new institution.' always reserving the right to deny the, application if there are undesirable features. By the terra "natural persons". It ts meant ttat no firm, corporation partnership, infant, or. in 'most; States,, married woman, can - become corporators. J VEach of these (except Infants) may beoome stockholders, alter the bank. Is organ ised, but . may . not participate In the organization. fc' V ..:' . ... ,v- ?.' . ... With our State banks,-the rerula tlons are practloally ; the same, y ex ' nrt thst InatAaAiof flv. ther -ma4t ' be, ; it desired, only '' three corpora tors. ' . v . ' UABILTTT OF a STOCKHOLDERS, Again, with respect ' to this, the , lews of North Carolina and the na v tlnnil lawa arm efenf Iv lit acflnrd. All stockholders, in both State and national banks, are liable, in case of failure of such banks, for all con- trta. rtehra. m nA Ann rorrl en f a ft tha . institutions concerned, to the extent J er tne .amount 01 tneir stock tnerein, at the par value, and in addition to the amount originally invested in such stock. - The stockholders are liable "individually equally and ratably, and not one for another." POE3 THE . BANK HAVE A LIEN ' s.-. ON THE SHARES OF ITS .. . : STOCKHOLDERS T .' Here occurs an important variation In . the Jaws governing national and Bute banks. in the former, there is no lien whatever, and,' regardless of debts due to it by the stockholder, . a national" bank Is allowed to make no claim against his stock, and must transfer It when presented in the proper form for transfer. This is not the case' in the. Bute laws, which provide that no transfer of stock, shall be valid against the bank, so long as the registered hold er thereof shall be liable as princi pal debtor, surety or otherwise to said bank for any debt which shall be due and unpaid. It will thus be seen that stock in a State bank, doing busi ness tn North Carolina, may not be safely accepted as collateral, or other wise, without a formal waiver of in terest upon the part of the bank is suing such stock. BANK EXAMINATIONS. National . b-ks are examined by agenU employed by the government. These are men who have had careful . training In theli work. They are re- quired to examine each national bank In the United States as often as twice each year, the bank so examined hav ing to bear the expense. Tha State . banks (in North Carolina) are exam ined by agents employed by the North Carolina corporation commwun, uu ' each bank Is required to stand ex amination as often as once each year. such examinations also being paid for by the banks o examined. It la L.n Tit l.r. ,n . w V ntr h! well. Just here, to draw contrast be- tween SUte bank examinations made under former laws and the ex cellent system under our present laws. Formerly these examinations were undertaken between October 1st and January 1st each winter. The SUte was divided Into sections and the ex aminers appointed by the Treasury Department No speolal training In bank work was required of these ex aminers, 'and the Held was naturally gone over quickly. The organization of our North Carolina corporation commission, -however, quickly present ed ah Innovation In this Important work.- Efficient and carefully trained bankers were appointed bank exam iners and employed for their entire time. 'These men are consUntly at work, and result have proven how efficiently they perform their Import ant duties. The system of ' bank examinations are the same in both State and na tional institutions. The examiners come unannounced, ana always ax the hour for opening business or at closing time. If the former be the hour, the examiner at once takes charge of the cash In hand, and by actual count proves It with the bal- ance sheet of the night before. If the closing hour Is selected, the tell er ts relieved ef his work and the imlntr "counts un." After tha actual cash la proven, alt the rest of the work is In record on the books, . and may be proven more slowly, Eaoh department Is gone over and system . atically , checked as proven, the " whole being brought together into the balance sheet of the Institution, and all varl.tlnnn. If nnv. are renortd. .- After' the examiner leaves the bank tils work Is but half completed, as all balances shown, with, other banks must be proven correct through for- respondence with such banks. . . . " COLLECTION CHARGES. '.J In last 'week' article It was sUted that these letters would deal with ev " ery -day .questions of Interest to ,peo- pls who deal with banks from, the outside. To this class there Is hardly more interesting. subject than the "annoying charges" your banker ex ' cu for the conversion into cash or available funds of the checks yon pre sent Payable upon, ouulde . potnu. This Ms a subject, upon which tha banker and ' his . customer meet at lance potnU. The customer Is prone to consider that , these charges are v ready 'fat profit fund of the banker. Never' was there a more mUUken m- slder tv hypothetical caset Ton Walk . irjt, yonr bank and present a check ojiTanother bank in a distant town or glngty pays yoa'f M.78 in cash, reserv . 1 lng SB cents tot exchange, - and , at once you begin to soliloquise upon the greed of eorporatlonsl - It does - not occur to Von, perhaps, that Just . ahead of yon the expressman delivered your banker a package of cash, or dered for the needs of the communis ty, and upon which ho had to pa,ex pressage at the rate t tl Per thou sand. . or, actually, ten cenU on the amount Just paid yon. : This, however, is but one part of the expense In hand ling your check. The banker, you know, cannot pay this check to the next man who has a demand upon him. On the contrary, he has already passed It to his collection " depart ment from whence It starts on a trip via the United SUtes mails. ,. Before . the start can be made, however, an - entry must be recorded (the clerk . .rf. til dor tnnnrh'. t littr of transmittal written, and. o4 course, a KVKNa iiu-uoiii lump auixeu. uur pu.- er. then, bids good-bye to your check for four days, while awaiting returns, and four days' interest on your 1100 is seven cent In fact, the man Just behind yotr wishes to borrow 1100 and will pay this seven cents ( per cent) And still the expense Is not run out. 'for all banks" ara compelled to .protect their' Northern 'balances, and jronr banker at the distant point charges for his remitting service, and likewise he does not furnish postage free. " You will thus see that, .with the average rate. of exchange .between banks of one-eighth of one per cent or.! t-l cents per tlOO, your bank er pockets a. small loss on this trans action, If he la shipping currency, and about comes out even if he la not do ing .so, j, v. This, subject; la a broad one, Mr. Editor, and desiring to enlarge upon It as effecting the big business firms and corporations who '- deposit such Items and ' carry balances with . their banks, this .branch ef banking will be treated in the letter to follow. . ; CAMPAIGNIX Q . KaorTnEM Hye' On " - ';,!;-.Even of Election. . ,vj- -NgwTorkWorl4,tX;;;4,;s' ', A physician who' haaoade a study of the subject says 'no previous polit ical campaign has demanded sucn an expenditure of ...J- nervous energy by candidates and resulted In so many physical , breakdowns - and deaths as that which closed yesterday. The case of John B. Moran, of Massachusetts, Is Instanced as an Il lustration of the power of will to force a bodily organism to labor be yond Its powers, Mr, Moran has campaigned with a physician con stantly at his side. His actual con dition baa not been made public, but It Is known to his Intimate friends that . two days ago It was doubtful If he would be able to continue until election day. Rockwood Hoar, candidate for Congress in the third congressional district of Massachusetts, died on November 1 as a result of over-exertion in his canvass. He was a son of the late Senator Hoar, was proud ef bis father's long and honorable career In the Natlnal Legislature, and, ambitions to emulate it, per formed more physical and mental labor in this one campaign, that his father had exerted in a score. - Oen. John Henry Ketoham. of Dovers Plains, N. T., candidate for Congress In the twenty-first district was drawn Into a whirl of excitement and so taxed himself that he was un able to continue, the battle. In pre vious years he . had been calm, and appeared to know how to conserve his energies,' He died In St Elisa beth's' Hospital in this city on- Bun day. - Thomas 8. Oelaney, candidate for Assembly In . Brooklyn, aroused. . by the bitterness of the contest between the candidates at the head of rne ticket went . far beyond his original Intention in making speeches. , He exposed himself night -after nlg-ht in draughty halls and at out-door meet ings. A sever 'cold was followed by pneumonia. He died on Novem ber 3. ; . : . ,fr ... ... Wintam Hughes,7 1dlclal 'candi date in Brooklyn, a man of robust health, became so Interested in the campaign and 1U Issues that he also attempted too much. Intestinal, dis order was followed by appendicitis. An operation failed to save his life. His funeral was held yesterday. William P. Mlnahan, independent 'date for Congress in the eighth w . Hi.Hnt -om infctd with the fever of enfhustasm that burned out the lives of his political brethren In the East. - He gave him self no rest day or night The pace he set for himself was too swift and he died eight days before toe expected to be proclaimed a victor at the polls. WANT BETTER WATER WATS. Intr-rest Being Manifested By People of All Sections In Approachlng Meetlng of National Rivera and Harbors Association, Which Will Meet in Washington First Week In December. Correspondence of The Obsarver. Washington. Nov. 9. The annual meeting of tne National Rivers and Harbors Association that , will be held In Washington the first week In De cember Is claiming the attention of members of Cogress and It is under stood that the secretary of the asso ciation - has received communications from a sufficient number of proml- S4Rt 1 HtQA l g- At! to guarantee the meeting tnls year to be one of the best attended in lu history. The Interest in the movement for better -waterways Is not -confined to any one Slate or any one section. In the Northwest there are said to be many projects that only await devel opment to make the rivers of that section navigable and profitable to various industries; in tne Northern and Eastern States, especially In New Torkr there are also projects that will allow shipping Interests to be largely aided by reason of rivers and streams being dredged and cleaned. No where in that section is the Interest in the coming meeting ef the Har bors Association more -keenly felt than In Brooklyn; It Is known that the members of Congress from tnat city will Introduce several bills during the coming session of Congress look ing to the development of the water ways there that will help shipping In terests. In the South' tne Interest In the meeting is also noticeable. . Sev eral of the Governors of those States, to whom letters have been ; sent by the - secretary of. the association, have signified tneir Intention to be present in person. Others have writ ten that .should ctreumsUnces pre vent their personal attendance at the meetings of' tne association they will send their proxies. '.. ; ' The association WOt, probably out line a general rivers and harbors bill for the coming - session of Con gress. It will also- make? Chairman Burton, of the House committee on rivers i and" 'narbors, thoroughly ' ac quainted with -the needs of the dif ferent sections before that committee considers -any. other propositions. As Interest will center principally on tne bill for' rivers tend harbors develop ment this year, as there will be no public buljdlng bill, ' It is not unlike ly that more delegates will attend the coming convention - than usual In order that they may post their Con gressmen exactly what tnelr different sections, need.' . '. V,. 'i-'. . Several members of the North Car olina delegation In the House, as well as Senator Simmons, are greatly in terested - in the V coming ; meeting. They have bills which tney expect to Introduce In Congress this winter for river development In their State and they believe- she time is now ripe for North Carolina to.Uke a step for ward in the matter of opening up her streams, to navigation.. -. .' riUOTia 8TRIK.B BREAKERS. The most fsntous strike breaker 'In the land are Dr. King's New Lire pills. When liver and bowels g on. strike. thr euickly settle the trouble, end the rurirylng work goes right on, Bt cure r -eonJe ttois . hmAwkg ajd . .d.slea c. at R. II. Jordan Co., druggists. STATE CAPITAL GLEANINGS THE IMMIGRATION ; MOVEMENT. Indication Which are Pleasant to See , Airs. Davis' Negro . Coachman r ne ngnt Between ltalirod Inter v eats In Jb'suttrrn North Carolina Be - coming Iiitenntlng The 1 Induction : of (lie Cotton At'reare -tjome Valu. hie Italics fop tlio liali of History ,; -nator Klmmons as m Deinorrailo . Miwoot,:,V. ;tvwilfc vSSa'.i '''; .V '. Correspondence of The Observer Raleigh, Nov. 6. There Is the , be ginning of an Immigration movement here which it Is -very pleasant to see. There are some Indications of people coming from the Northwest From that section it Is hoped that there may come here the hardy, sea I o us, and per ervlnrBcandlnavlans.. It Is a notable fact that one family out of every four of the Swedes, Norwegians, and Danes Is already under: the American flag. This is simply astonishing but It ts a fact Those 'people, can put- their hands to anything and they are farm ers a well, a artlaens., They are great consumers ef tobaoco, mainly in the form of snuff, and strange to say, they have the same way of using it which i prevails to-n great extent among some white people and many negroes here In the South, that la of taking. It in the place of tobacco by putting It within their .lips and so holding it until It Is absorbed. Snuff Is stronger than tobacco and this is the secret of Its use. I Up In the North west a little tobacco la Brown, but It Is email and poor and very black. I nave - recently sent to tnat section many specimens .of the rich arolden leaf of North Carolina, . having been Informed that few things would prove moro attractive to people tn that sec tion. , ... One of the most remarkablo mem ories In North Carolina Is that In the possession of Mr. A. D. WatU, secre tary to senator and Bute Chairman P. M. Simmons. With htm it takes the shape, one might almost say, of instinct, - for example he can tell like a flash, without reference to a note. the vote in any congressional or Judi cial or senatorial district, the people who are running on each side, and all sorts of other things of this char acter, for a number of years back. It aeems to be really without an effort of the memory and it can. be well imagined what a value such In formation has, and particularly .in a time of hurry. It always falls to him to make the appointments for the speakers and he can remember these too, off-hand. No one has ever been known at headquarters here, of either party, with such a memory as this. The growth of campaign work In this State haa been very remarkable In the past twenty-five years. . The writer has been always very close to headquarters during that period and even something further - back. The amount of literature sent' out the amount of writing done, together with the number of campaigners In the field, all show a wonderful increase, keeping pace with the development of the State along other lines. Mention was made in the , Asso ciated Preiut of the presence here In Raleigh at the time of the death-of the widow of Jefferson Davis in- New York, of James H. Jones, colored, who York, of Jamee H. Jones, colored, who Ing tha war and who waa with Mr. and Mrs. Davis when' the President was captured near Washington, Oa., in Apiib-ltts; by" Federal cavalry. Jones got a wrap f or - Mr. . Davis, In the shape of a raglan or rain coat He also took from . Mr. Davis tent two brass candle-sticks of which he knew Mr. Davis was very proud because he had had them during the war with Mexico, when he was colonel of the First Mississippi regiment, had used them when Secretary of War and also In the "White House" of the Confed eracy at Richmond. Jones dropped these In the pockets of his long over coat He was arrested-with all tha others and was carried to Fort Mon roe with Mr. Davis. His atUchment to the family haa never become dim med, but on the other hand haa in creased with the passing years. He used to be a visitor every year or so to Mr. Davis at the tatter's stately home In Mississippi and he kept up a regular"- correspondence with . him. One of the last letters written by Mr. Davis was to the faithful Jones end this haa several years been In the State's historical collection, .together with the last picture of the President sent by him to Jones also. Jones drove the horses which bore the body of Mr. Davis from the railway sta tion here to the State capiul, where the body lay In state several hours, and he went to Richmond and per formed the same service there at the burial. He was sent for to attend the funeral of Mrs. Davis. That lady but a little while before her death wrote him a letter which shows Mr deep regard for him and this letter he has also very kindly presented to writer and It has been placed In the historical collection. The fo-1 lowing Is the letter: t Hotel GramaUIn, Bronxville, N. T. "My good friend James: I should long ago have answered your kind letter but have remained so weak and have such a host of letters of ceremony to answer' that I ' have left those friends who I knew would excuse me to the last I am here In a pretty park In the suburbs of New Tork and very comfortable, but can not walk yet without some asslsUnce. When old age assists disease It makes 4i s very helpless, does It notT Tour rheumatism distresses me greatly perhaps your underwear is not right or perhaps you are bilious. This with people from our country Is generally the most fruitful cause of the disease. I congratulate you on your son's ca reer. May your children treat yon as honorably- as you did me during the time that you was with me. J am very earn pathetic, with you - in your anxiety about your wife. I hope God will bless you and your , family with health and : abundant pros- Iierlty as well.'' My, lovely daughter eft me very unwillingly after seeing me comfortable here, as she was much needed at home. , Miss. Varlna mar ried ; an Englishman, a very clever man and a good physician. v . ' : -', she haa a lovely baby and 'when at home lives-on the same street, with her good father and mother. , Miss Lucy Is still unmarried and Is pretty, Jeff Is now In his last year at Prince ton," and Bill's Is a very tall boy at the Preparatory School for 1 Prince ton. We are both eld and know how short a time comparatively, puts us on the' shelf that tbe young people may have the floor. We are, however un willing we may be, pressing on to the home prepared for us hereafter. May you and yours reach that bleesed ha ven and have your Inheritance of hap bine that can have no end.;'- . , ' Believe me always sincerely yours, v ; V. JEFFERSON DAVIS. Bept. loth,, l0sV. V'j.;eVVi ?, There Is certainly a pretty fight on in eastern North Carolina between the two great railway systems which now traverse that rich section .these being the Atlantic Coast Line and the Nor folk A Southern. It is a fight for supremacy, each system having unlim ited money, and the building going on there far exceeds that in any other section , of the State, no less than five roada being under construction. Kennedy's Lssatlve, (containing) Hon ey and Tar itiovsa,the bowals. ConUlns nooolstee. Conforms to Pore Food and Drug Law. Bold y iawlr Pit.. The merger of the Norfolk ds South ern, (Suffolk & Carolina.' Raleigh A Pamlico Sound, AtlanUo A North Car olina and other roads makes a great stretch , of line.. People la-the West have no Idea how varied are the in dustries as well as the possibilities of that eastern section. Where truck is a full month or six weeks and In some cases two months earlier than It IS in the West and where railways and. steamboats ana gasome boats are able to go any and everywhere. The fact la the use of , the gasoline '"boat Immensely adds to the convenience of passenger and freight transportation, and growers of all sorts, of things, as well as fish and oyster men, 'can with no effort beyond keeping an en gine going make great speed to . any market within reach,' One of the most observant gentlemen in the SUte, who haa for two months been steadily trav eling through that eastern section,' tells me It is a wonderland and that 1U future Is as 'bright as any ' part of the United' States. All sorts of woods, all sorts, of products, and, all the good things which come out of the water are to be had. with less cost and trouble than almost any where, and he says that, the amount of investment by . people from the North is so great that persons In other part of the SUte would be Incredu lous' It they were told the total.- It Is no wonder that the railways .are striking In-every. direction to get hold of these good things. The North Carolina Literary A His torical Association baa from a rather small beginning grown to be a vital force alone eduoational and historical- lines in the Bute. There are never more than 100 people at a meeting, but vet these represent some of the very strongest elemenU in North Caro lina. If any one jooks oacK ana sees what has grown out of the association, the value of the tatter would be under stood. Among the things are the rural school libraries, to a large ex tent the consolidation of school dis tricts, the betterment of school build ings, the development of a higher lit erature and of more, publications about the SUte and increased appre ciation of poetry and prose work by natives, the arousing or pnae in col lections of historical objects and a score of minor things. Greensboro has begun the work, which by and by will be wlde-spreAd. of establish ing local branches, modled upon the parent tree. One has to but go Into the SUte Library and Uke the section devoted to the books about North Car olina and by North Carolinians to see what has been done during tne past two years in the publication of such books and tn tne garnering or mem. Now nothing la missed which will In any way bear upon the State or Its people. - I was Ulking this week with Dr. C. Alphonso Smith about the litera ture ef North Carolina and he said one of the things which was especial ly needed was for some person who Is an expert to make a vielt to the high mounUin region and there tako down In short-hand the ballads which are sung by the people, and which have come down through 300 or 400 years from England and Scotland, changed In some ways, of course, but yet no doubt largely sung or told as they were In those great days of old. It Is well known that one of the quaintest and purest stocks In the United SUtes Is In those same moun tains. It Is there and there alone that these old ballads have been handed down from sire t son and preserved literally byword of mouth, since It does not appear that any of them have ever been published. A Boston man, of Harvard University, has done much In the preservation of early ballads and If he could be In duced to come to North Carolina and do this work, a very charming col lection, of Interest on both sides of the water, would be the result. It is rsther strange, in the face of of a mass of statements, made through many weeks or a month, one might say that the acreage in cotton In North Carolina has been cut down so largely as compared with that two years ago, to be told by a gentleman who says he knows what he Is talk ing about and that every word he says Is the result of a personal obser vation, that he fully believe the crop Is 20 to 25 per cent greater this year than It was last year. He ridi cules the Idea of a decrease In acre age. Of course It Is well known that one farmer will tell another farmer that he Is going to out down his acreage while all the time It Is his purpose, which he carries out to plant perhaps twice as much aa he says he will plant. This Is perfectly well known among the farmers them selves. The strange thing Is that they will plant so much as they do when they know they oannot harvest it. If at all, not before a lot of It has been damaged. They must expect the angela to come down and pick it or expect some other miracle to occur. One of the things that was deliber ately done this year, while it was believed that the purpose was to re duce the crop by reducing the acre age, was to use more fertilised than ever before and cultivate the ground better too, in order as the farmers said, to make more cotton on less acreage than they did before. This seems rather e queer way to reduce the crop, does It not 7 The gentleman who declares the acreage to be great er thin year than last says that in spite of the Unfavorable season more, ootton will be produced thla year than last. There wss much sprouting of bolls after the long rains In October, but then the frost killed the sprouts and he says all except the little soft bolls will make cotton, and that the wider open the bolls are the easier It is to get cotton out Thus he. sees good In what the growers declare to be a very bad state of things. Plenty of men can be found who will say that the State at the outside produce more than two-tniras or a regular crop or cotton mis year. ' There has bean placed In the his torical collection a letter from Gen eral Lee to General Braxton Bragg, who commanded the defence of the North Carolina coast and other de fenses In this territory at the close of the war. The entire litter is in Oeneral Lee's rather peculiar . handwriting and tells of information he haa secret ly received of the departure- of the atUcklng force of Federals from Tort Monroe, Including, he says, - seventy Vessels, some of them being frigates, painted white and crowded with men. This was the first great expedition, un der Porter,- of the navy, and Butler. St the land forces, which. In. Decern er, 1114, attacked Fort Fisher and failed. Oeneral Bragg make a note on this letter that he had awnt a copy of It to Governor Vance, and the lat ter hurried to Wilmington in order to encourage and comfort his North Carolinians in the , great fight.' they made. He sUysd at Wilmington until the fight was over and the fort saved, than came back to- Raleigh, General Whiting sent him a couple of fifteen Inch shells fired by the war ships at the fort thousands of these shells being upon the beach, and this par ticular pair are mounted at the South ern entrance of the capital square, In front of the quaint old Revolu tionary guns which flank the bronze statue of Washington. A lot of the Confederate soldiers thought General Bragg a "hoodoo." He won much re pute during the war with Mexico, hut some persons have contended that this was a question ' of luck. Any When you're broke the girte are shy ' That' turn and fly ss you rome nlsn firece up old man, shew some pluck " Take Konky Mountain Tea; t'wlll ehangt 'your fucli. !!. Hi, iovflee It ..'.,.. f., .U ' it COTTON MACHINERY Pickers .Revolving: s . Flat Cards Railway Heads Ll(jV,' 4;." If t.Hi-jwV . Drawing ' ' r i' . Frames A. H. WASHBURN, Southern Agent ; v ; CHARLOTTE, NORTH CAROLINA ,'. 7C 5g!!!gg!itg!BgBBgBiBiBg ' 1 - way, there are persons who will de clare new , that Bragg should have saved Fort . Fisher from capture In mid-January, ISIS, when the second attacking force took it after a most awful engagement. The old fort no Is big sand heap, with sea oats and stringy grasses of various kinds and a few little. shrubs, stunted things, with branches tossed landwards by tho ocean winds, scatter here and there. It Is a lonely, desolate, wind-swept place, with but few relics now unless one .- could plough up the sand. Thousands of tons of old Iron have been' carried- from there and sold, shiploads In fact MALARIA. Dr. "Wylle Administers a Cure, But What la Needed Is a Preventive. Columbia 8tate. Dr. W. Gill Wylle, of New York, the chief spirit of the company that has already developed a splendid water power on the Catawba river, and Is continuing development on that river, haa given the employes of his com pany a prescription for a "cure" for -maJarta. That prescription, with full directions, was printed In The State of Wednesday and Is no doubt as ex cellent as it is simple. While we hear much from the uninformed about the "malarial belt" of the "low country" and while it Is quite generally sup posed that the region embracing the coast counties has a practical monopo ly of malaria fever germs, such are not the facta There are healthful areas In the lower section of the State just as In the upper section, but the un healthful areaa In the former are larger because of the level nature of the lands permit more extensive swamps and a greater number of wa ter courses. Malaria Is as virulent In Its atUcka on those exposed to Its In fluence on the banks of the Catawba where the river runs through the piedmont foothills as on thono who dwell on the Waccamaw where It Is bordered by the rice fields. It would, we think, surprise the peo ple nf middle and upper South Caroli na If the physicians should make pub lic the number of "malaria" cases that each year come under their ob servation. There Is little danger In this fever and the treatment ts com paratively simple, but nothing is moro sapping the energy or more demoral izing to labor. The remedies, simple as they are, are too frequently neg lected and In thousands of rases the germs In the system are not eradicat ed and only become quiescent with the advent of "killing frost." It Is not surprising then that Dr. Olll Wylle should give to the hundreds of employes of his company working on the Catawba river a formula for the cure of malaria; that courso Is hu manitarian as well as good policy from a business standpoint. But w notice Dr. Gill Wylle's prescription In a "cure," not a preventive. When the fever has gained a firm hold It can he knocked out with SO grains of iul nlne a day, but that amount of qulnlnu Is trying to the system of most per sons, and In any event the patient will be disqualified for effective work for two or three weeks. Instead of a cure for malaria we should like to see the employes Ht Great Falls have a preventive. Wn know there Is a preventive, and we are not dependent on the experiments with the "mosquito theory" for that knowledge. Dr. Wylle prescribed, among other things, SO to 40 grains of oulnlne a day as a cure. If he would get every employe to take a two-grain quinine capsule every evening- or morning' from April 10 till Ice forms there will be no oases of mala ria at Great Falls nor anywhere that that simple precaution Is faith fully observed. There la no experi mentation In that; tha experimenting was dona 10 years ago right In the heart of the' malarial district of a coast county, on a plantation flanked by abandoned rloe fields and fronted by swamps. ' And we have In mind a case where one earty October day In the swamps Of the Congaree near Co lumbia furnished a dose of malaria that ten years, . summer and winter, among the rice fields of Colleton county failed to give. The difference 'was, that no precaution was taken be fore Invadlhg the Congaree swamps. There Is some prejudice against quinine. Few persons wish to take It until they are HI, or It Is given In a physician1 prescription. And practic ing physicians cannot bn reasonably expected to prescribe It as a preventa tive. ' Families that do not call In a doctor for teynears aro not to be en couraged. There used to be some ap prehension that taking quinine regu larly, even In small quantities, would produce'deafneaa. That Idea haa been utterly exploded on two continents. African explorers have Uken It regu larly In large quantities without suf fering, and we will back one set of quinine-soaked organs of hearing against any contesUnU. , Tbs best treatment for indigestion and troubles of the stomach Is to rest the stomach. It est! be rested by a good dl grstsnt, '. . Kodol puts the stomach In shape to satisfactorily perform Its tunc lions UOOa lur inannran, sour vioin na. qooo lor inatinran, sour sioin n, flatulence, palpitation of the heart d dyspepsia. Kodol is made in strict iformlty with the Hatlonal Pure Pood sen snd nan form and Drug , taw. Bole by. tlawlsys fbannaoy. , The Tax Book is now in my bands for collection You are tirged tcr come and set- ': .... "' i -' '' .,' 1 le'. ; -'nv;'' ';;,;';:lv'''-'v-' i -.r j'.v". -i i,.;'1',',.,. 'Tv '.'.-. ..'': .'v.vr'- City Tax Notice , . f k r 1111 Jl " -' ' .. y CHV Railroads. JlJolk&VestEni Through Trains Dally, Charlotte so Roanoke, Va. Bcbeaute 10 aaeet tee a, IMS. UMtB U Charlotte, be. AyASS.Otem aia AT Winston, go. Ry J,v I:a -I M pro Lv Winston, N. W. At 1:00 Lgj 1.00 pm Lv Martinsville, Lv 11:4 aai (:26 pm Lv Rooky Mount, Lv 10 :M era 1 V bra Ar Roanoke, tv jh M Dally. Counsel at Roanoke via Bbeaandoaa Valley Route for Natural Bridge, Luray. Haaerstown. and all points la Peaosyl vanla and Nsw Tork Pullman sleeper Roanoke and Philadelphia. Through coach. Charlotte and Roanoke. Additional information from ageata Southern Railway. M. P. BRAGG. Trav. Pass. Agent Wi. B. BEVTLU Os'l. Pass. Ageat . KUANUSLB. VA. Machinery for farm and Fac tory. Pnainpc Three kinds, from 12 to 150 H. P. Boilers, g2 Tubular , ' Portable on skids, from 12 to 150 H. P. Improved Gin Machinery, gtg and Presses, and complete outfits of capacity of 100 bales per day and over. Saw Mills, F,ouf fi ' all sizes in use in the South. PiiIIdvc and hafHnnr All sizes from the smallest to complete cotton mill outfits. LID D ELL COMPANY, OarBttcItt Charlotte's Best Condnoted Hotel THE BUFORD Ppecta! attention given te Table Service, making It un equalled In the South. This It a feature of Tho Buford that Is claiming the attention of the Traveling Public. Clean. Comfortable Beds, At tentive Servants. C. E. HOOPER Manager Trunlts, Bags and Suit Cases Largest snd best selected line In the olty. We offer our celebrated CIIAItliOTTE TRUNK aa the best example of strong, practi cal trunlcmanshlp on the market. Slaes tS, 10 and tf-lnoh (gents' slsee) $ 60, M.00 and M M. Rises 14, l, tl and 40-lnch (Ladles' slses) $10.00, $11.00. $U.OO and I It. 00. OVll SCHOOL TRUNK . beats tbe world. Glees IS. 14 and 14-lnoh at $.M, $7.00 and $TJW. Make a point to see us. G1LREATH & CO. wvfvitn'i I-llH atOOM AM JiADgf ' " v . ' '. many people wwuid ieai aer to be liove- wben the housewife goee te pwrshaae tour for her baaing day t If she has enoe aed the Pride el Charlotte flour she will take nothing else. It Is made ef the eboleest so looted wheat end greuni St otr mills. ,UL4J-aAJVbtJHU lOb MU04 . I'M avoumw, aT-pncwv - as. ., . i .-."5 ttk . 'st ..... . . . y i ,i Slabbing N - I Imcrmedlate 'i nd v , " . ' c' Roving Frames Spinning1 Frames Spoolers and Reels Railroads. Snnthprn Pailwav WITH 111 VI II IIUII1IUI N. B. Following suhedule ft gums pub', llsosd only as Informs Hon, and are not guaranteed. 1:10 a m. No. I, dally, for Richmond snd local potnu; connects st Qreensbwi-e for Vlnatnn-t3n lam. Rlih floldsbore. Newborn and Morehead City; at Danville for Norfolk. , JtM a. m. No, 7, dally, for Bock Hill, ' Chester. Columbia and leeal stations. 8:30 a. m. No. li. dally except Sunday, for Statesvtlle. Teylorsvtile and loeal points; connects at Mooresvlile for Win-ston-Salem and st gtateeville for Hick ory, Lenoir, Blowing Rook. AsbevlUe and ether points weet 1:14 a. m. No. 19, dally. 'New Tork and Atlanta Express, Pullman sleeper to Columbus, Oa., and day coaehee te At-" Isnta. Close connection at Spsrtanburg for Hendersonvtlls and Aihrvllls. M s, m. No. U, dally) New Tork and Florida Express, for Rock Hill. Chester. ' wlnnsboro, Columbia, Bavannah, Jack sonville. Dining ear servloe. t:tt a. m. No. M, dally, U. B. TwM Mall for Washington and ail - points . North, Pullman drawing room and sleepers te New Tork and Richmond; day eoeebes New Orleans to Washlneton. Dinlnr ear service. Conneets st Oreensboro for Wla- ston-Salem. Raletah and Ooldsboro. : a. m, No. IV darty, Washington and Southwestern Limited. Pullman drawing room sleepers. New - Tork te Birmingham. Pullman observation car New Tork to Macon. Dining car service Solid Pullman train. low a. m. No. 10. Washington aad Florida Limited. Pullman drawing room sleepers to New Tork; flrst-elass eoaeb to Washington. Dining ear sendee. 11:00 s. m. No. ts, dally, for Davidson, Mooresvlile, Barber Junction, Cooleamee, Mocksvtlls, Winston-Salem, aad Roanoke, Va.. and local polots, IMS p. m. No. 11, daily, for Atlanta and local stations; connects at Spartan burg , for Hendersonvllle and Asbevtlle. ' 7:00 p. m. No 11. dally, for Richmond and local stations) connects at Greene bore for Raleigh and Oolaaboro. Poll man sleepere. areenpboro to Ralelsh. Charlotte to Norfolk. aad Charlotte te Richmond. v :W p. m. No. a, dairy except Sunday, freight and passenger te- Chester, B. C. and loeal points. T:1B p. m No. 24, flslly eseent Sunday, for Taylorsvtlle and local stations, eon- nems er dmihtiih ror Asneviue. Knox-" vllle. Chi :1s n. Chattannoga and Memehla m. ho. xa. -oaiiy. . Washington snd Bouth western XJmlted lor Waah- ttigten and all bolnts North. Pullman sleepers end Pullman observation ear go New Tork. Dining ear servloe. Solid Pullman train. . , IJ0: p, m. No. tl dahyiNew Tork and Fionas Kxprese, Tor Washington and points North. Pullman sleepers from. Jacksonville and Augusta to New Tork. First-class day coach. Jacksonville te Wsihlngton. : p. m. No. . dany. Washington and Florida Limited, for Columbia. Augusta, rharleeton. Bavannsh and Jacksonville. PuHman drawing room sleeping ear te Jacksonville. First clsse day coaehee Washington to Jacksonville. 11:06 p. m. No. 40. dally, fer Wsshlns-ton snd points North. Pullman sleeper te Washington. First class day coach At- . tents to Washington. ' 10:S p. nr No. tt, dally. United Statee Fast Mall, for Atlanta and points South end Southwest. Pullman drawing room sleepers to New Orleans end Binning ham. Day coaches, Washington to New; Orlrans. Dining car service. Tickets, sleeping car reservations, and detailed tn forms tlon can be obtained at City Ticket Office. No. 11 South Tryosj street. H. D. Spencer, O. M S. H. Hsrdwtck. P. T. M.: W. It Tayloe. O. P. A: R. U Vernon. T. V. A. Seaboard Air Line Railway . Direct line to the principal ettlee North, East, South ana riouthweet. Schedule Using effect Bept i. 164. subjeot te change without notloe. Tickets ror passsge on all trains are sold by this company ana eooepted by . the passenger with the understanding that this oomiwny will not be responsible for failure to run Its trains on schedule time, or for any such delay as mas' be Incident to their operation. Care Is as- erclsed to give correct time to connect ing lines, but this company la not re sponsible for errors or omissions. Trains leave Charlotte as roatowsi No. 40, sally, at t:M a. m for Monroe. Hamlet aad Wllmlnaton without cbanse. connecting at Monroe with 13 for Atlanta, Birmingham, and the Southwest, with Ian Is. With 44 at Hamlet for Raleigh- Rtohmond, Washington, New York and tbe sAst- i -No. III. dally, at 10:U a m. for Ltn-1 oolnton, Shelby and Rutherfordtoa with. eut chance, coonectlns at soolntoei with C N. W. No. 10 for Klcr.cry. ' nolr, and western North Carolina pontes. ' No. 44, dally, i it p. m, for Uaeolateo, : Shelby, Rutherfordton and all 'tocai ate at N. W. for Newton. Hiokory, Lenoir one an looai poiats. No. 44, daily, I p. m. for Monroe, Hans, let, Max ton. Xumberton, Wilmington and all iocs) points. At Hamlet with U for Columbia. Savannah. Jacksonville , aad all Florida points. , VNo. in, dslly. f:U p. m. for Monroe. connecting with 41 ror Atlanta. Birming ham ana tne Houinwcei. ai ttamiet with 41 for Columbia. Savannah. JacksoavUle ' end Florida points, with 14 at Hamlet, for Kkthmono, wasaingion . and New York. and. the Kast. with n at Hemlet In,' RellV Pnrtamotil k mnA NiwfAlb Through sleeper en tma train from Cher- . Jotte, N. C. te Portsmouth, Va, dally. , S rains arrive tmuoui m roue wet . e. liS. 10:00' a. av. daily, from Mints " North and South, -' A-.: . ..,,.. fbrdton, fieibyr Lumbertoa and all C Na el. dsiiy. 1Ih al m. from- Wtlmin. ton. Lumberton. Maxton, Uamlet, Mom roe and all local paints -. - . No.,iai, 7Ksj p. m.. dany, from Rather, fbrdton. Shelby. Unoolnton and C. m 4. W. Railway poinw. ' - . Not s.l0:4S P. nv. dally.- from Wllmlne- -ton,' Hsmlet and . Monroe, alee from points Aasi. ronn n oounwwn ooa neotlng it Hamlet and Monroe. -Connections are made al Hamlet with all through ... trains - for points North. Mouth- and Southwest, which are ton. posed of - vestibule day eoeches between Portsmouth snd Atlanta, and vVashir.s ton and .Jseksonvllle, and sleeping .cmi between' Jersey Cllyv filrmlnsUstn an4 MemohTs. and Jersey City end Ja seou Vllle, Csfe cere on all through train. Vr Intormetlon. "tlme-tahiee, reerVe tlone oa Seaboard descriptive literature aouly to ticket sseat cr a1.1rs. t ,. 1'ortainoutK, ", : JAME3 KJCR. JR.. V. P. A, ,.:(,'.. t'lmrlotte, N. C : ; c. it oati is. t. p. a- : V , ,.., .. ,. , . , RHlelrb, N. C. y ' ' CIIAS. B. It TAN. O. P. A . t'ortemouth. V a. t
The Charlotte Observer (Charlotte, N.C.)
Standardized title groups preceding, succeeding, and alternate titles together.
Nov. 11, 1906, edition 1
19
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