CONGRESSIONAL GAMPAIGN--CRAWFORD vs. BRITI-at the Court-house Tomorrow (Saturday) Octolier 13, at IhOO e. m.
Our County—Its Progress and Prosperity the First Duty of a Local Paper.
MINER. Manaurer.
BKEVAlil), TRANSYLVANIA COUNTY. N. C., FRIDAY. 0CT015ER 12. 1906.
VOL. XI-NO. 41
ADDRESS OF WELCOME
TO TIIK
North Carolina Bankers’ Association
Delivered at the 10th Annual Convemion at Lake Toxaway,
June \9f J906, by Welch Galloway^ Esq.
[There have "been so many inqni-
ru's in rehition to the Address of
^Velcome at the Bankers’ Conv('n-
tion at Lake Toxaway last June
that we have decided to ])nhlish it
as ])rinted in the rt'port of the
Bankers’ Association, a co]>y of
■which came into our hands
thron^h the Brevard Bankinf^ Co.
All Transylvanians are interested
in knowini' when her citizens ac-
qnit themselves with credit, and
this addr(‘ss hy Wi'lch (Calloway
will Ix? read w'ith interest hy all.1
Mr. Lddk.'t (itui (^cnlh men <»/
.. the Xitrth Ca rolina J>ank( rt^' Assoc'n:
Sinw Moses walk(‘d aJtd talkt'd
with G<kI on {Sinai's sacn'd heights,
luonntains and mt)untain to'i)s have
iKH'n the home of the irreatest
events in the annals of time, and
it auj2:m's well for this assembly to
nu*et in their shadows. A pers(m
called n])on to address an assem-
hlafre of medical men should know
sonK'thinsj: of anatomy, materia-
nu*odiea and therapeutics.
If it he an assembly of the lei;al
profesvsion, he should know som('-
thinsi: of the lives and characters of
such men as Blackstone. Hale, Sto-
^ry and Marshall, and somethin.tr of
**tiie ^reat fundamental ])rincipl('s
that underlie our structure of Ic'pil
juris]prudence. If it ht* a Bank(‘i-s'
As.sociation he would do W('ll to
rememl>er that l^iiikers are always
looking for somethin*; of interc'st,
and that they are accustomed to
“takini^ notes*’ when there is any
“interest'’ fortli-comini;. I hardly
tliink, gentlemen, that it would
]>ay you to take any notes me.
and I am sure you Avon't take any
from my speech.
There is one thinir I cannot un
derstand, and tliiit is. why hankcM-s.
who have all the numi^y, .should
ever call upon a lawyer, non<' of
whom ever have any mont'y, to ad
dress them on any subject or on
any occ;usi<m. It may be accounted
for from the fa<*t that lawy(?rs ar(*
trood frien<ls of thi‘ banks, in that
they, never ha\*ini' any money, ari‘
always on the borrow.
My knowledjre of bankin.i; :ind
banking interests is very limitt'd.
irentlemen, and my rc'cord as a
stockholder is very much circum
scribed. The fact is, I ni'ver was
a stock hohier in anythini; exc(']»t
in cases of (^mer^;ency. I have been
allowed to hold ••stock*' in towns,
on the street corners. I mc‘an horses,
and if there is anythin.!? at all tliat
I do know about i)anks or the sub
ject of bankinjj:. it is tliat ])ainful
subject to which my attention has
been so often calh'd by the t(‘ll(‘r—
I rer’er to the subject of ov(‘rdrafts.
Mv pathway thus far throu.irh life
has lod aioniJT the hi.trli, barren
peaks of want, so far from silvtn-
streams and ij^olden sands that I am
at a loss to knovr what to say to
men who are accustomed to tin*
tin^lc^ of metal and th(‘ tlirill of
—I don't mean ^i-occ'ry Inlls,
gentlemen. I havc^ had so few dol-
fars in my life that I could nt‘ver
«»-et up iiiiy interest, and 1>y not
having “sense” enoni^h now, I fear
the same result on tliis occasion.
Xow it is alvaiys fornr.il for th('
person who has l);‘('n si'hH'ted to
deliver th»‘ addi-ess of vrc^lcome on
an occasion of this kind to be<^in by
sivinsj that he is dt'lii^hted to
h-ive such a ])l('asure thrust upon
him, but I trust ladies and jrontle-
mon, that you Vvill ])car v.'ith me.
and not think i ni('ri‘ formalitv for
me to say that I do fet‘1 ijroud to
have conferred upon me the distin
guished hoiKU' of extending to this
si)l;'ndid body of s])l(‘ndid Xorth
Carolinians, yea, Iniii^ht say Amer-
ic-JH!^, the Vv'ords (>f wi'lcoine on this
occa-ion. Ai;d it is a pec-uliar
]>leasnrp. becaus(‘ so many others
better fitted and lav luort* hi>rhly
entertainini? than I.mi^ht have been
selected, and further, ])ec*ause I
liave the privile!X(> of wclcomin.i'
you to one of the most beautiful
I spots in the ])rettiest county in
! North Carolina.
Some of you mav not know it,
but it is a fact, nevertheless, tluit
Transylvania county can boast of
that which no other county in no
other state in all our glorious coun-
; try can ])oast,—the largest and
most beautiful artificial body of
i water anywhere f(nind. ’Tis here
! three thousand feet above the rest-
j less waves of old Atlantic, in the
1 very garden of the gods, that wo c*an
j show you a miniature! sea, covering
I an ar<‘a of fifteen hundred acres,
and havinu: a shore front of sixteen
mih's, and ])ermit me to say that
1 this child of the S(^a had its conc(*p-
tion first in the mind of a banker—
I a man who has done more for the
: u])building and development of the
wonderful country than any other
one man living—I refer to Hon. J.
; F. Hays, ])re.sident of tlie Brevard
I Banking Company, who I am very
i sorry is not with us on this occa-
' sion.
I W(^ are told that seven cities of
j Greece vied with, each other in
i claiming the honor of being the
i birth-])lace of Homer, the blind old
; poet of Chios, who sang of the siege
; and destruction of Troy, and I dare
: say that if this body of noble men
I and wonu'n could scale the Al])ine
i slo])es of Old Toxaway that stands
i at our back as an everlasting senti-
int‘1, and could, from that grand
. panoramic^ scene, behold all the
I bt*auties of (Tod's eternal handi
■ work as dis])layed in the cloud-isles
i of gorgeous snn-sets, in hill and
dale, in mountain and valley, that
! you and each of you would be glad
i to claim this as your natal county.
I wln're we are so close to nature and
to nature's God. Majestic moun
tains whose foundations were laid
in (’reation's dawn and whose
breasts have d('fied, unchanged,
the storms of cycling centuries;
ri])])ling streams bursting fro7n
their sides, iind like a silv(*r tliread,
hurrying away to ocean home;
s])arkling riv<‘rs in whose linipid
veins float innmnerable armies of
i the sp(‘ckled linny tribe—meat fit
! for the gods ; ■|)eaceful homes far
from tlie busy liauiits of men and
tlu‘ rush of marts and exchanges,
' wlK're vestal fires of contentment
: forever ])urn ; green hills and smil
ing valleys as classic as the myriad
I liiils and vales of Greece ; shimmer
ing lak(‘s, s(‘t like gems on the bos-
i om of th(‘ hills and monumented ]>y
' God's etei’ual c*rags whose tops re
ceive^ the fh-st kiss of the morning
and bid the last f(md adieu, at close
of day, to blushing sun-set.
>^ot many y(‘ars ;igo this s])ot of
(‘artli upon which stands this com-
7nodious Inn resounded with the
howl and tlie blood-ciirdling cry of
the ])anther coming down from tlie
liills abov(^ ; bruin stalked undis
mayed, monarcliof all he surveyed ;
th(‘ tiinid har(\ cliased by hounds
and hunter, panted for the water-
brooks and thci drowsy herd lay in
the shadow of the ])ines, and brows
ed upon naturt^s green sward and
longed not for greener fields or
richer ])astures.
This s])ot is very dear to me for
I stand, as it were, upon my native
li(‘ath. Ten years of my life wen'
spent on the old farm that lies
buried to-night in its watery grave,
having for its shroud the beautiful
waters of Lake Toxaway on wh(.;so
sliores we stand. Just acro.ss on
the other side in an humble cottage
wlu're I s])ent thos(> years, I like
('very youth whose blood was
warjned by the spring-tide of life,
had dreams and visions, but those
visioTis were not jis significant of
destinies and wondi-ous ev(^nts as
those that troubh'd the minds and
cons(denc('s of the Egyptian and
Babylonian rulers.
Mine were boyish visions, and
across my youthful mind there
fiashi'd not the thought that the
dear old farm, its meadow, marsh,
and graintield would be covered in
a few short years by a lake as far-
famed for scenic beauty as those of
old Scotland’s liilLs, upon whose bos
om Avould glide, to the stroke of
the boatman’s oar, the swain and
his lassie,
“Wliose souls had but a single tliought,
Wlu'so hearl-beats were but one.”
England's bard could have found
no more fitting ])lace to pen those
bi*autiful lines that have thrilled
ten thousand souls in (ivery clime,
than on thi^^ old farm in ths
quiet <;ven-tide when he said :
“Now f:»<l(?s the gliinnieriiig landscape on the
sitfht.
And all the air a f-o'emn >itillness holds.
Save where the beetle wlieels his droiiiiifj tii^ht,
And orow.-y tinkiiiiys lull the distant folds."'
I drt'amed not that the quiet,
secluded, ])eaceful valley of Toxa
way Avould, in the next decade, be
the home of a beautiful little ocean
sending its sparkling tribute back
to the mother of seas, and on whose
borders would stand a s])lendid lios-
tt'lry where (n'ery comfort and con
venience could be found. It oc-
currtul not to me that this i)lace
would become known and read of
all,
••Krom Maine’s dark pines, her crnfrs aad snow
To where magnolia’.s breezes blow,"
and that men of world-wide re
nown would hear of this UtO])ian
vale, and come from every quarter
of this great country to behold its
beiiuties, enjoy its freedom and
swell the chorus of its praises.
And now gentlemen, to you who
dwell by the sobbing sea wlieres the
storm god lashes to s])ray the break
ers of bid Atlantic, I welcome you
to our mountains that stri'tch away
toward every quarter in billows of
blu(' and green liki"; ])(‘ti'ified waves
of the sea. To you who hail from
the rich and progressive Piedmont
section of the State where the foot
hills of the Blue Ridge melt awav
into undulating fields of cottim and
tobacco ; the land where tlu‘ hum of
s])indl(‘s and the bas.so-profundo
not(‘s ])eal forth from a thousand
factory whistles, breaking the still-
ne.ss of morning land, I bid you a
hearty welcoTiie up higher ; to you
who dwell in our own mountain
section beyond the confine's of Tran
sylvania, I cordially invite vou in
to the nara.iron county of Western
North Carolina ; to you who honor
us with your presence from the lan<l
of th(‘ Washingtons, the Jeffersons.
th(‘ Madisons and the L(‘cs, and
from whatever portion of Dixie's
domain you may come, I tender, in
behalf of this assembly, its genu
ine friendly greetings. And to our
distinguished fello'v guests from Ix -
yond the once ])roverbial Mason and
Dixon lini% a line that has b(‘en
tram]iled and burii'd in the sands
of forgetfulness, in behalf of a hap
py, pros])erous, growing South, I
meet you and gn'ct you face tt)
fac(^. The gulf that once yawned
between North and South, thank
God, luis not been t('m])orarily
bridged, but filled once and foi*('ver,
and on its once scarred and bleed
ing breast a re-united country lays
the roses of peace.
And to the good ladies present,
it go(‘s without saying that you are
always welcome wherever you go.
You are the great leaven of the liti-
man race and Avithout your mellow
ing influence, I A'cnturt' the asser
tion that this old AA'orld Avould be
come a AA'aste-hoAvling Avilderness
and a perfect Avreck on the great
higliAvay of God's uni versts No
truly great event eA^er transpired
AA’here Avonian i)layed no role. For
her Avars have been fought and the
maps of the Avorld liaA^e Ix'on
changed ; for her the topless toAvt'rs
of Ilion burned and crumbled in
ashes and the blood of men has
crimsoned many battlefields.
Miriam sang songs of joy by the
shores of the Red Sea Avhen Israel's
hosts passed dry shod bei.Aveen
those licjuid AA*alls and Avere deliA’er-
ed from Pharaoh's captiAity. Es
ther, by her gentle, Avomanly de
meanor and queenly qualities,
stayed the mighty hand of King
Ahasuerus and saA^ed the utter ex
termination of the JeAA’ish race.
Last at the cross and first at the sep
ulcher of the Incarniite Son of God
AA'as Avoman, found. But it is useless
to rec*ount all these. Suflice it to say
that the good Avomen of North Car
olina are AA*orth more to this (dd
commonAvealth than all the Avealth
of all the banks, tind to this place
on this occasion you are Avelcome,
yea thrice AA*elcome.
In addressing the bankers of
North Corolina, gentlemen, I feel
that I am spcniking to a body of
honest, honorable, upright men,
for I knoAV that you Avoukl not be
alloAA^ed to occupy the place in tlic^
confidence of the people of this
State that you do, if you AA*ere not
gentlcjiien in e\^ery sense of the
term. Yon are the guardians of
the hard-inirnings of tlie Avonian at
the AA’ashtub Avho toils from early
morn till deAAT e\^e, as AA’ell as of
the co])ious accounts of the rich
and faA’ored feAV. To your care is
entrusted the saA'ings of those
Avhom God has left helpless and
alone in this AA'orld, the AA’idow and
the orphan, and in this capacity j
you are the trustees of a sacred j
trust and ninst of consequence be |
men of honor and high integrity.
For a fcAA" moments I AA'ish to ’
speak of the mission of the bcinks,
AA'hich I knoAA* has been criticised
by some avIio do not understand
their methods and their pui’poses,
but I declare unto you that since
the day AA*hen Egy])t’s king sent Jo
seph forth to gather from all that
land all the surplus corn into one
great saA’ings bank, and thereby
bridged the aAA'ful chasm of the
seA^en famishing years in Israel's
history, banks liaA'e demonstrated
theniselA'(^s to be oases in the pan-
ic-.stricken deserts of finance.
From the trunk of the great
banking tree of this country, AAiiose
roots and fibers are grounded and
buried in the confidence of the
farmer, the merchant, the business
and ])rofessional man, its branches
are flourishing like a green bay tree
by the Avaters, and extending from
day to day in (•A'er-Avidening circles,
beneath aa’Iioso shade, those aa’Ik^
are financially stranded may rest
for a season and trim their sails
for the harbor of their hopes. In
that old adage, “In imion there is
strength” the lianks haA'e found
the great highway of success, and
by gathering togethc'r the small ac-
c'ounts scatt('rt‘d here and there
and couA’erting tliem into one prop
er channel, thcjy liaA'e been ('nabhnl
to giA*e> aid and comfort to distress
ed but AA’orthy enterprises that
haA'e b(*(‘n such potent factors in
deA'eloping communities, counties,
states and nations. In AA’hateA’er
community the bank is found, it is
the financial heart-centre of that
community, and as the heart in the
human body should be kept cool
and free from excitement and al-
lo\V('d to p('rform its functions,
sending the life-giA’ing fluid into
eA’ery part thereof, so should the
banking interests of the body-pol
itic be guarded ’oy cool heads and
judicious minds, that when th(*
money of the rich and the poor
leaA’cs the A'aults and coffers of the
banks, it should be placed in heal
thy A’eins Avhere it Avill find its Avay
back to the banks, AA'li('nits mission
is -[lerformed, AA'ithout loss and
AAnthout interru])tion.
Gentlemen, it is good for the
])ankers to come from the Eeast
and from the West, from the North
and from the South and s('t down
to.irether in this quiet, restful s])ot.
away from the bu// and Avhirr and
busy counting houses of congested
centres, and discuss matters of mu
tual and A’ital intert‘st to the bank
ing institutions of this country, and
I trust that much good Avill be Jic-
complished hero, ahmg Avith tlie
pleasant outing Avhicli I hope each
and all of you Avill lun^e.
May eA^'ry bank rei)resented hero
maintain the confidence of its de
positors, and may you and each of
you repi'esenting those banks be as
firm and as immoA’able in tlie right
as the eA’erlasting hills of adamant
that stand guard about you now.
Take the admonition of tiie Apostle
Paul to the Romans and be diligent
in business. Let honesty and fair-
dealing be your Avatch-Avords and
always kee]) the man above the
dollar. rememb(u-ing that no grand
er truth AA'as eA^er uttered than that
contained in those bi'autiful lines
in that SAveetest of all ])oems, “The
De.serted Village,” by OliA'er Gold
smith :
‘ ‘111 fares the land to hrst 'uinsr ill« n prey.
Where wealth aceuinulaies and men dei'ay ' ’
And noAA' ladies and gentlemen,
in behalf of the b.inkers of Tran-
sylA’ania ; in ])ehalf of our distin-
guislK'd hosts, the Toxaway Hott'l
Com])anv ; in behalf of all the good
people of TransylA'ania county, avIio
feel" honored to liaA'e such a body i
of representatiA’-e business men j
choose one of her most charming«
spots in Avliicli to assemble ; in be
half of one and and all of these, I
extend to you and each of you, a
AA'arni, hearty and cordial AA'elcome
and bid you feel at home. Breathe
the o/ione of the mountains, ’tis
like the Bahn of Gilead. Drink
from our bubbling springs th
trickle through shady dells,
A^-ery home of the nymphs, ’tis f?-ee
to all. Ladies, pluck our sweett'-st,
fairest flo\A'(U’s, tliey bloo7ned for
you and aa'iII ])lush for joy at the
touch of your gentle hands. And
to one and all, I Avould gladly rurn
qyer to you the keys of tliis beauti
ful, this AA'onderfui country if I had
tlK'm to giv(‘, but they httve^ ])e('ii
lost in the Treasure basket of na-
tiiiw
I close by a.ski ng a fcAA' faA'ors at
your liands. Hasten not away,
come a.irain and tell all your neigh
bors and fri('uds of the beauties of
TransylA’ania and th«^ S'.i])]>]iire
country and that they Avill need no
keys to enter Avhen they «*ome.
Tell them that this country is a
stem-winder.
Tills is tlie season of doca\ jind
we.-ikencd vitality. Nature Is being
shorn of' its beauty and blooip. If
you would retain yours, fortify your
sy.stein with Hollister’s Kocky .Aloun-
tain Tea. cents, Tea or Tablets.
—Z. W. Nicliols and Bre\'ard Druf^
Company.
There has been an increased
production of coal during the
past year, but it has n.ot been al
lowed to get so common as to les
sen the price per ton.
Atlanta will now await her
chance to make sarcastic re
marks about the next city under
taking to reduce the colored pop
ulation.
Of course, Mr. Hughes would
be greatly vexed if one of the big
corporations should manage to
slii) a good sized campaign contri
bution into the cash box while
his attention is div’erted.
A V<»5!iig tliei* at 70.
“My mother h:is suddenly been,
m.ade young at 70. Twenty years of
intf'nse suffering from dysj)epsia had
entirely disabled her, nniil six
months ago, when she begati takmg
Electric Hitters, which have com
pletely cured her and restored the
strength and activity she l«ad in the
prime of life,” writes !Mrs. W. I^.
Gilpatrick, of Danforth, :\Ie. Great
est restorative medicine on the globe.
Sets stomach, liver and ki(hieys
right, purifies the blood, and cures
malaria, billiousness and weakness.
Wonderful nerve tonic. I’rice oOc.
Guaranteed by Z. W. Nichols’ drug
store.
To bring about the defeat of
Speaker Cannon, Mr. Gompers
would probably even be willing to
violate the eight hour law from
now until election day.
Secretary Taft says that Cuba
is like a tropical plant that needs
pruning. A course of prunes
will make the tiery Cubans as
ine^-k as the delinquent inmate of
a third-rate boa>'ding house in
the presence of the landlady.
State of Ohio, Citv of Toledo, |
Lucas County [
Frank J. ('heney makes oath that
he is senior }>artner of the th-m of F.
T. Cheney Co.. doing busiue.-s in
the City of Toledo, County and Stat(*
afoiesaid, and that said fir/n will
pay the sum of Oxe HrxDKKi) Dol
lars for each and every case of Ca
tarrh that cannot be cured by the
use of Hj^^i atarrh Cure.
AXK J. ClIEXKV.
ue and subscribed
Gth dfiy of De-