Newspapers / The Kings Mountain Herald … / Dec. 10, 1964, edition 1 / Page 14
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r Stretching Toni Dollar By Philip J. Goldberg Institute for Financial Planning. Inc. » Somewhere, t heir's a widow without a shoulder to cry on. Somewhere, there is a husband whose wife will soon be a widow It might be you! As a silent ex pifeaaion of concern lor your wife and family, you should read the following paragraphs. Examine your life insurance policy to see if it is up to date and if it has kept pace with the modern life insurance improve ments. If it is ten yt*ars old or over, the following clauses will probably not he in it but they iTtn be added Such options can mean the difference between comfort and hardship for your family: WAIVER OK PREMIUM This feature prevents the poli- ! cy from being cancelled, in ease you, the policyholder, bpromt* dis aided and cannot pay the premi- I urns. Today, many life insurance 1 compames provide this benefit as ' part of the basic coverage With a waiver of piemium, tin* com- | pany takes can- of the payments for the duration of the disable ! ment. DOUBLE INDEMNITY If you the policyholder, die accidentally, the company will pay twice the amount of insur ance to which the beneficiary is entitled. For example, if a man has a SlO.OtSt whole life policy, and dies as a result of an auto mobile accident, hi* wife would receive $20,000 if a double indem nity clause was part of his poli cy. There are some life Insurance companies offering triple in demnity ai a slightly higher cost. GUARANTEED INSURABILITY Recently introduc'd. this is a option with young life insurance buyers. Now. you can he guaran teed the right to add additional amounts of insurance on your policy- at certain intervals, re gardless of your state of health or occupation. In one case, a 23 year-old man who put chased a $10,000 policy with guaranteed insurability could add on as much as $ii0.0d0 more to his poli cy without any need to submit a medical statement. For the young man thl* is generally well worth the small price. Each of these options will cost anywhere from $1.00 to $1.50 per I thousand dollars, annually. In many new life insurance policies some or all are included at no cost to the buyer. There are many other essen tials which you should check in your life insurance policy. Fol lowing. are three of the most common points see next column for more: 1. Your life insurance should he arranged so that the proceeds will he exempt from the claims of creditors. 2 Can you get tne largest pos sible income from the cash val ues when you want them? 3. Have you definitely estah Iised with your life insurance companies the true dates of birth i of yourself, your wife and your children? I Christmas Decorations A Plenty Are Practically At Fingertips RALEIGH — Christmas decor ations - and plenty of thorn, too arc practically at your finger tips. Extra hangers from the closet can ho transformed into a kiss ing ball. Your yarn basket holds poten tial angels and birds to hang on the Christmas tree. And burlap, heaw muslin or felt are possible Christmas wall hangings. How so? The extension hous Your life insurance agent is the man to check vour policies to see if they conform to your needs. Discussing these points with him will benefit you and your whole family. ing furnishings specialists at { North Carolina State give this information: For tl* kissing ball, use 12 wire coat hangers. Bend the han dle to form a spike. You may want to bend sides of the frame into an arc. Place the 12 straight wires to gether and lash tightly with string or picture wire. Decorate with greenery, balls, bows and mistletoe. Hang Christmas balls on spikes or remove theball hang ers and slip ball over end of spike for interest. To make a yarn angel, follow these directions: Wind heavy yarn 40 times over a 5-inch cardboard square. Tic ■ one end and allp from cardboard. Tie again about one inch from first tying for head Separate three loops on each side for arm*. Tie all except arm yarn* to gather again a lx nit thr^e-fourths inch from neck and out loops to form skirt. Tie arm strand* at desired length and cut off excess Use sequins and beads for face and skirt decorations. Make wing* of foil or metallic fringe and a halo from gold rib bon. For the yam bird, wind yarn yam 40 times over a 6-inch card board. Tie one end and . slip from cardboard. Tie again about one i inch from first tying for head. Tie again 2'~ inches from last tying for body. Cut the other end for foil, and comb or brush yarn until fluffy. Stuff body with yam or cotton. Sew- sequin* around neck and outline win". Sew sequin* Mr eyes. Use a pie*1** of pipe cleaner for bill and feet and wind with yellow yarn or ex broidery floaa Attaint a hook and suspend from tree. • To make a w-.Si nangtng. cut a fanric such as burlap, felt or heavy m.tslin to an appropri ate size. . Let Christmas cards suggest ideas for ih:* picture on the hang ing. Then pattern the design with yarn, other pieces of material and miscellaneous findings. "Take it easy," the N'arth Car olina Department of Motor Ve hicles urges, "or you’ll take It hard when you tiavel on snow packed or Icy highways. Smart drivers, experienced in the wwvs of winter, start gradually, slop slowly, and make turns ginger ly.” A A Gifts ’ For Her] Famous, Most-Wanted Cosmetics By Yardley Revlon Tussy Helena Rubenstein Old Spice Evening in Paris Exotic Fragrances My Sin and Arpege from Lanvin Chanel No. 5 Faberge Prince Matchabelli Leather by Buxton Cameras by Kodak Shaeffer, Parker Pen-and-Pencil Sets Lady Electric Razors Gifts For Him ovemama ILSS Sensational Gift Idea ! KODAK INSTAMATIC 100 CAMERA OUTFIT CHRISTMAS I • Metal stand noio* a up to 7 It tall • Bowl tor water • Red 4 green enamel finish FREE DELIVERY 9 #4041 Say it with orchids... AND • • • "On Tha Wind'*! Matchless "Os The Wind” Cologne. Perfume and Perfumed Bath Oil in a fee* live orchid gift presentation. oafr 91.80 Smoking Goods Pipes by Kaywoodie, his favorite tobaccos All Popular Brands Cigars and Cigarettes Men's Toiletries Yardley Revlon Old Spice Mennen Gillette Citation Russian Leather Stag Shaving Sets by Amity and Champ Leather Remington, Norelco, Sunbeam Electric Razors Kodak Cameras, Movie Cameras and Projectors Wraps, Cards, Lights Choicest Christmas Candies By # Hollingsworth #Pangburn M UKKUlHik QM MN9IIUI I All m* Needs # Flash Bulbs # Film # Polaroid Camera the KING5 MOUNTAIN G3™f DRUG COMPANY THE C TV S MODERN STORE r *'*• i i -; I (stag) TOILETRIES I I GIFT SETS for MEN I The aMmate in masculine luxury Colofne and After Shave Lotion. sn Cologne and After Shave, travel light plastic bottles. *00 Clean crisp fragrance. tl STAG "CHANGE OF PACE" SIT 2 brisk, refreshing After Suave Lotions—“Original. Spies and Sage '. 2“ ‘Jl SiflofUJime WESTCLOX ALARMS DROWSE ELECTRIC — sleep selector re-1 awakens you at S or 10 minute . -j intervals. Beits. 4,70 . • HUSTLER DROWSE - wakes you. lets you drowse for 7 minutes then reawak ens you. Key wound luminous . .. dial ivory or pink. 4.4" five a gift m froth at all outdoors ROYAL, STAG GIFT SET A manly fragrance he’ll like... Cologne arid After-Shave Lotion in a rich, black and goldtone gift box. 4.50 Mt I Carve expertly without effort! DOMINION ELECTRIC KNIFE Slices cleanly every time... with two self sharpening. 9" stainless steel blades. 7-foot cord, safety triPF^r «H?ch Guaranteed. TV's famed shock-resistant TIMEX WATCHES • Anti-magnetic • Unbreakable mainspring Men's Marlin: gold-tone, sweep sec ond hand, expansion band. 1J J ladies' Cavatina: gold-tone, bangle bracelet, guard chain. |£ qq Other Timex watches also available. Shop Taw laxall Star* Tm ChibtaKK Gilts Tm Th* WMa Family
The Kings Mountain Herald (Kings Mountain, N.C.)
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Dec. 10, 1964, edition 1
14
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